Terms of Use
Effective Date: June 22, 2026
Introduction
These Terms of Use (“Terms”) govern your use of the website located at golifequote.com (the “Site”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Site. The terms “we,” “us,” and “our” refer to First Health Enrollment, LLC and its subsidiaries and affiliates.
Our Services
GoLifeQuote.com is a lead generation website that connects consumers with licensed insurance agents and brokers. By providing your personal information, you are requesting to be contacted by a licensed insurance agent regarding life insurance options. We do not sell insurance directly. All insurance products and services are offered through licensed insurance professionals affiliated with our marketing partners.
We do not provide insurance quotes directly. The information provided on this Site is for general informational purposes only and should not be construed as insurance or financial advice. Actual premiums depend on factors such as age, gender, coverage amount, term length, health, and lifestyle.
GoLifeQuote is a privately owned website operated by First Health Enrollment, LLC, an independent, licensed insurance agency. We are not an insurance carrier and are not affiliated with, endorsed by, or operated by any government agency or program.
Access to Our Site
You may use this Site only if you reside in the United States and are at least 18 years of age. We reserve the right to modify, suspend, or discontinue any part of the Site at any time without notice. We may also restrict or terminate your access to the Site at our sole discretion.
User Data and Consent to Contact
By submitting your information through our forms, you consent to the collection, use, and sharing of your data as described in our Privacy Policy. Your information may be shared with one or more of our marketing partners. The collection and use of your data is governed by our Privacy Policy, which is incorporated into these Terms by reference.
By submitting our quote form, you agree to these Terms and our Privacy Policy and request that a licensed agent of First Health Enrollment contact you, by phone and email at the number and email address you provide, about the life insurance options you inquired about.
Autodialed marketing text (SMS/MMS) messages are sent only if you separately check the optional SMS consent box on the form; message frequency varies and message and data rates may apply. That consent is described in the “SMS / Text Message Marketing & Telephone Calls (TCPA Consent)” section of our Privacy Policy, is not a condition of any purchase or quote, and may be revoked at any time by replying STOP to any message or by visiting our Contact Us page.
Electronic Records and Signatures
By using this Site and submitting information electronically, you consent to receive disclosures, agreements, and other records electronically in accordance with the federal Electronic Signatures in Global and National Commerce Act (E-SIGN Act, 15 U.S.C. § 7001 et seq.) and applicable state laws. You agree that electronic records and signatures satisfy any legal requirement that such communications be in writing. Your electronic submission of information through the Site constitutes your electronic signature and your consent to be bound by the terms and disclosures presented at the time of submission.
To access and retain electronic records, you need a device with an internet connection and a current web browser that supports HTML5 and JavaScript. You may withdraw your consent to receive electronic records at any time by contacting us at info@firsthealthenroll.org. Withdrawing consent to electronic records may limit your ability to use the Site.
Proprietary Rights
The Site and its contents, including but not limited to text, graphics, logos, images, and software, are the property of First Health Enrollment, LLC and are protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, modify, distribute, display, perform, or create derivative works from any content on this Site without our prior written permission.
Disclaimer of Warranties
THE SITE AND ALL INFORMATION, CONTENT, AND SERVICES PROVIDED THROUGH THE SITE ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE MAKE NO REPRESENTATIONS OR WARRANTIES REGARDING THE ACCURACY, COMPLETENESS, OR RELIABILITY OF ANY INFORMATION ON THE SITE.
WE DO NOT GUARANTEE INSURANCE COVERAGE, SPECIFIC RATES, OR ELIGIBILITY FOR ANY INSURANCE PRODUCT. ALL INSURANCE DECISIONS, INCLUDING APPROVAL, COVERAGE AMOUNTS, PREMIUMS, AND ANY UNDERWRITING REQUIREMENTS, ARE MADE SOLELY BY THE INSURING COMPANY BASED ON ITS UNDERWRITING CRITERIA.
Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, FIRST HEALTH ENROLLMENT, LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY. OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING FROM OR RELATED TO THESE TERMS OR YOUR USE OF THE SITE SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100.00).
External Links
The Site may contain links to third-party websites. These links are provided for your convenience only. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites. You access third-party websites at your own risk.
Changes to Terms of Use
We reserve the right to update or modify these Terms at any time without prior notice. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising out of or related to these Terms or your use of the Site shall be resolved exclusively in the state or federal courts located in Florida. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Contact Information
If you have questions about these Terms of Use, please contact us:
First Health Enrollment, LLC
12985 SW 130 CT, Unit 201, Miami, FL 33186
Phone: (844) 569-1969
Email: info@firsthealthenroll.org
Hours: Mon–Fri, 9 AM – 8 PM ET