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GoLifeQuote(844) 569-1969

Final expense coverage that protects your family.

Available in Florida and 26 more states.

  • Coverage for funeral & final costs
  • Permanent whole life
  • No-exam options may be available
  • No obligation

Coverage built to fit a fixed budget

Final expense is a smaller whole life policy, so the monthly premium is designed to stay manageable — even on a retirement income.

  • 55 yr-old, non-tobacco$10Kwhole life$38/mo
  • 65 yr-old, non-tobacco$15Kwhole life$82/mo
  • 50 yr-old, non-tobacco$25Kwhole life$76/mo

Sample rates shown for illustration only and are not a quote or an offer of coverage. Actual rates vary by age, health, tobacco use, coverage amount, and state. Subject to underwriting approval.

Final expense carriers we work with

  • American Home Life
  • United of Omaha
  • Foresters Financial
  • + more

How We Help You Compare Final Expense Options

  1. Step 1: Tell us what you want to cover

    Share what you'd like to take care of — funeral and burial costs, remaining medical bills, a small debt — your age range, and a few basic health questions. Takes about two minutes.

  2. Step 2: Compare final expense options

    A licensed agent helps you compare small whole life / final expense plans across multiple carriers, so you can see how coverage amount and your age affect the monthly premium.

  3. Step 3: Lock in coverage that won't expire

    Get help choosing the right coverage amount, understanding simplified-issue health questions, and setting up a permanent policy designed to stay in force for life.

How much coverage do you need?

Final expense is a smaller policy sized to a specific goal. Many shoppers match the coverage amount to what they want to take care of.

  • $5K – $10K
    Funeral & burial costs
    Helps cover the essentials — a funeral or cremation, casket or urn, and service costs — so the bill doesn't fall on your family.
  • $10K – $15K
    Funeral + final bills
    Adds room for remaining medical bills and other end-of-life expenses on top of funeral costs.
  • $15K – $25K
    Costs + leave a little behind
    Covers final costs and small debts, with some left over to help loved ones in the months that follow.

Not sure how much you need? A licensed agent can help you decide.

See My Options(844) 569-1969
Why final expense

What makes final expense coverage different

  • Coverage that doesn't expire

    Final expense is permanent whole life — as long as premiums are paid, the coverage stays in force for life. It won't run out at the end of a term.

  • Simplified health questions

    Many final expense plans are simplified issue — you answer a few health questions instead of taking a medical exam. No-exam options may be available; eligibility varies by carrier.

  • A premium built to stay level

    These policies are generally designed with a level premium, so the amount is built to stay the same over time. Exact terms vary by carrier and policy.

Private, secure, and no obligation

Your information is used to help match you with coverage options and licensed agent support. After you submit, one licensed agent may call, text, or email you to review your request. Submitting does not require you to purchase a policy.

  • Private and secure
  • One licensed agent may follow up
  • No obligation to purchase

Frequently Asked Questions

Compare Final Expense Options Today

Answer a few quick questions and get help from a licensed agent.

See My Options(844) 569-1969
(844) 569-1969